Solutions
Cognivra combines turnaround expertise with digital execution to deliver self-funding transformation.
We diagnose inefficiencies, implement AI-driven solutions, and operate them under outcome-based models — earning only when our clients save or grow.
Through an asset-light, partnership-based delivery framework, we convert data, technology, and operational insight into recurring enterprise performance gains.
1. Board Advisory & Governance Execution Transformation
Boards are accountable for strategy, risk, and oversight — yet governance often breaks down in execution. We help Boards move from formal compliance to effective, decision-driven governance, embedding discipline, transparency, and execution control at Board and Committee level.
We Fix
• Fragmented Board and Committee governance
• Unclear decision rights, escalation paths, and accountability
• Weak linkage between strategy, KPIs, and execution
• Recurrent audit, control, and transparency issues
• Limited visibility into management performance and critical risks
How We Transform
• Structure and professionalize Board and Committee operations
• Redesign governance frameworks, charters, and DOA structures
• Establish robust Board packs, minutes, action tracking, and follow-ups
• Align strategy, transformation priorities, and oversight agendas
• Review critical roles, processes, systems, and internal controls
• Develop Board-level improvement plans with clear ownership and cadence
How AI Accelerates
• AI-assisted Board pack preparation and decision tracking
• Automated linkage between strategy, KPIs, risks, and actions
• Continuous monitoring of execution, controls, and deviations
• Early-warning signals on governance, performance, and risk gaps
• Audit-ready documentation and traceability across governance layers
Outcome
A Board governance model that is disciplined, execution-focused, and transparent — enabling informed decisions, early risk detection, sustained transformation outcomes, and regulatory readiness.
2. Continuous Audit & AI-Augmented Internal Audit Replacement
Traditional internal audit is slow, manual, and reactive. Cognivra replaces large portions of audit-team activity with continuous, AI-enabled auditing that provides real-time governance with significantly lower cost.
We Fix
• Heavy reliance on manual testing and sampling
• Audit plans disconnected from emerging risks
• Slow reporting that identifies issues too late
• Weak follow-up and closure discipline
• High cost of maintaining large internal audit teams
How We Transform
• Build a continuous-audit operating model
• Redesign the audit universe and 3-year audit plan
• Implement automated testing and evidence capture
• Integrate audit activities with risk, compliance, and transformation
• Provide full or co-sourced internal audit operations
How AI Accelerates
• Automated control testing
• Anomaly detection across finance, procurement, operations, and inventory
• Predictive risk scoring
• Intelligent evidence management
• AI-based audit trail and issue escalation
• Dynamic audit plan updates
Outcome
Real-time governance at a fraction of traditional cost, with far higher coverage and precision.
3. Fraud, Risk & Internal Controls – Strengthened by AI
Fraud and leakage often hide inside broken processes, weak controls, and lack of monitoring. Cognivra integrates audit-grade methods with AI to detect and prevent risk continuously.
We Fix
• Fraudulent invoices or payments
• Inventory shrinkage and unexplained variances
• Unauthorized workarounds in finance or procurement
• Old findings that keep resurfacing
How We Transform
• End-to-end risk and control reviews
• Redesigned internal controls embedded in workflows
• Integration of risk, audit, and operations
• Structured remediation and evidence frameworks
How AI Accelerates
• Anomaly detection for transactions and approvals
• Pattern recognition in supplier and inventory behavior
• Automated audit trails
• Continuous control monitoring
Outcome
A safer, more transparent organization with risks identified early and resolved quickly.
4. Procurement Excellence & Spend Control with AI
Procurement is a major driver of cost, compliance, and business speed — yet often suffers from fragmentation, delays, and leakage.
We Fix
• Slow procurement cycles
• Overpaying suppliers
• Weak contract management
• Non-compliant purchases
• Poor spend visibility
How We Transform
• Redesign source-to-pay workflows
• Introduce category and supplier strategies
• Strengthen approval governance and role clarity
• Build audit-proof documentation and controls
How AI Accelerates
• AI-driven spend analytics
• Automated supplier scoring and risk profiling
• Contract-AI compliance review
• Predictive procurement planning
Outcome
Lower cost, faster cycle times, and a procurement function that is compliant, data-driven, and scalable.
5. AI-Enabled Compliance & Governance Transformation
Governance frameworks often exist on paper — but fail in execution. We build compliance operating systems that function in the real world, supported by continuous AI monitoring.
We Fix
• Unclear compliance ownership
• PDPL, financial, tax, and regulatory gaps
• Ineffective committees and DOA structures
• Repeated external and internal audit findings
How We Transform
• Redesign governance frameworks and DOA
• Build compliance processes for day-to-day execution
• Align audit, risk, and transformation agendas
• Establish practical reporting and escalation routines
How AI Accelerates
• Automated policy-to-process mapping
• AI compliance monitoring across workflows
• Regulatory reporting assistants
• PDPL readiness checks and continuous monitoring
Outcome
A governance model that is continuously monitored, fully integrated, and regulator-ready.
6. AI-Augmented Billing, AR & Cash Conversion
When billing is slow or incorrect, or when receivables pile up, the entire business engine stalls. Cognivra redesigns the full quote-to-cash cycle, integrates governance, and applies AI to eliminate leakage.
We Fix
• Missing or incorrect billing
• High DSO and weak AR follow-up
• Manual reconciliation and inconsistent data
• Disputes that delay cash
• Lack of accountability across Sales, Ops, and Finance
How We Transform
• Standardize billing rules and workflows
• Redesign quote-to-cash stages and role ownership
• Implement AR governance, KPIs, and reporting cadence
• Integrate audit-grade controls and documentation
How AI Accelerates
• AI billing audits
• Contract-to-invoice matching
• Automated reconciliation bots
• Predictive cash-flow analysis
• AI-driven dispute categorization
Outcome
Faster predictable cash conversion, fewer disputes, and a billing engine that is accurate, audit-ready, and scalable.
7. Trade Finance Efficiency, Digital Compliance & AI-Enabled Operations
Trade operations often suffer from staggering manual costs and regulatory friction. We deploy AI-driven automation, ensure SAMA compliance, and eliminate paper-based bottlenecks.
We Fix
• Eliminating the high-stakes, manual forensic exercise of document checking
• Reducing standard 3–5 business day processing cycles that drag on supply chain velocity
• Solving for fatigue-driven keystroke errors and data truncation in legacy systems
• Addressing the 60%–80% rejection rate caused by complex bilingual and local import requirements
How We Transform
• Shifting the human role from manual "data gatherers" to strategic "exception handlers."
• Implementing hybrid, on-premise, or sovereign cloud solutions to meet strict PDPL residency mandates
• Creating a "Digital Twin" of the compliance lifecycle with immutable versioning for internal and SAMA auditors
• Connecting directly with government-mandated infrastructure like Tabadul, Fasah, and Wathaq
How AI Accelerates
• Intelligent Document Processing (IDP): Rapid extraction and classification of complex unstructured dossiers (Invoices, B/Ls, Certificates).
• Algorithmic Rule Verification: Real-time semantic analysis against UCP 600, ISBP, and local Saudi trade regulations.
• Bilingual OCR & NLP: Specialized engines tuned for the cursive nature and mixed-script challenges of Arabic/English documents.
• Embedded Sanctions Screening: Instantaneous, real-time entity checks against OFAC, UN, and local Saudi watchlists.
Outcome A rapid, SAMA-compliant trade desk where active examination time drops from 6 hours to 20 minutes, securing the bank against regulatory fines while accelerating Vision 2030 commerce.
8. Workforce Capability, Operating Model & AI-Augmented Productivity
Organizations often carry high cost but insufficient capability. We build modern structures, clarify roles, and introduce AI to boost productivity.
We Fix
• Skills gaps in critical roles
• Excessive staffing relative to output
• Overlapping responsibilities and decision bottlenecks
• Manual work that AI can augment or replace
How We Transform
• Redesign organization structures and job families
• Define RACIs and decision rights
• Align headcount and compensation to value creation
• Build PMO and execution cadence models
How AI Accelerates
• AI-based skills and role mapping
• Productivity copilots and workflow assistants
• Intelligent documentation and reporting automation
• Workforce sizing simulations
Outcome
A lean, AI-ready organization where people focus on high-value work, supported by structured operating discipline.